Guides

Read these in order.

Short reading lists that cover everything on the site. Pick the one that matches where you are, and each guide leads into the next.

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List 1 · New to FIRE

Start here

You've heard about FIRE and want to know what it is, whether it's realistic, and what you'd actually invest in.

3 guides · 19 min

  1. 1

    FIRE 101

    If you've just typed "What is FIRE" into your search bar, you are about to discover a life-changing financial movement. This guide is aimed to be a…

    5 min
  2. 2

    Investing vs Trading

    If you are new to the world of money, you might hear the terms "investing" and "trading" used interchangeably. You might see a news headline that…

    7 min
  3. 3

    The Ultimate Guide to ETFs

    If you’ve read our previous guides, you know that we are big fans of simplicity. We don't like staring at six computer monitors, we don't like…

    7 min
Then try it with your own numbers:Find your FIRE Number
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List 2 · Ready to invest

Build your first portfolio

You know you want ETFs. These help you pick a mix you can stick with, and settle the choices people get stuck on.

2 guides · 13 min

  1. 1

    Beyond ETFs

    If you’ve read our guide on ETFs, you know that buying the "whole haystack" of stocks is smarter than trying to find the needle. That’s the first…

    7 min
  2. 2

    DIY Wealth: 3 Simple ASX Model Portfolios

    If you’ve been following along, you now know that picking individual stocks is a headache, and that ETFs are the secret weapon for building wealth…

    6 min
Then try it with your own numbers:Compare ETFs
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List 3 · Choosing between ETFs

ETF comparisons

Two ETFs look almost the same and you can't pick. These put the popular pairs side by side: fees, holdings, risk and who each one suits.

2 guides · 11 min

  1. 1

    VDHG vs DHHF: Comparing Two Popular All-in-One ETFs

    VDHG and DHHF are two of Australia's most popular one-fund portfolios. Here is how they differ on bonds, fees, holdings and tax, and which kind of…

    6 min
  2. 2

    Hedged vs. Unhedged ETFs

    When you start buying international ETFs (like the S&P 500 or Global Shares), you are stepping into a bigger world. But you are also stepping into a…

    5 min
Then try it with your own numbers:Compare ETFsFee cost
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List 4 · Already investing

Tax and super in Australia

You have a portfolio going. These cover the Australian rules that decide how much of it you keep.

1 guide · 8 min

  1. 1

    What the 2026 Budget CGT Changes Mean for ETF Investors

    The 50% CGT discount is being replaced from 1 July 2027. Here is what actually changed, who it affects, a worked ETF example, and why staying calm…

    8 min
Then try it with your own numbers:CGT calculatorETF Income calculator