ETF Income calculator

See the yearly income from your ETFs: cash distributions, the franking credits attached, and the tax or refund they create on top of your other income.

Your ETFs

ETF

Balance

Yield

Franked

Other taxable income

Salary and other income this yearTax year

Cash distributions a year$31About $3 a month on average

Franking credits: $9
Grossed-up income: $41
Extra tax on this income: $0
Franking refund: +$9
Yours to keep after tax: $41

For comparison, selling 4% of your $1,000 each year would give $40, which is $9 more than the distributions. Many FIRE plans use total return (distributions plus selling some units) rather than living off distributions alone.

Yields are each ETF’s distributions over the past 12 months, from the ASX Investment Products report as at 30 September 2026. Distributions change from year to year. Franking is an estimate: check your fund’s annual tax statement for the real figure. Tax uses the ATO resident rates with the low income tax offset and Medicare levy; franking credits beyond your tax are refunded.

General information only, not financial advice. These figures are estimates from the numbers you enter and the data shown. They don’t consider your personal circumstances. Check with the ATO, the fund’s own documents or a licensed adviser before acting on them.