Build a portfolio

Start with one ETF, add the ones that fill its gaps, and see your mix as a chart. Then test any other ETF to see how much of it you already own.

EX20: 100%, $10,000
EX20 100%
$10,000
Total100% ✓
Blended fee0.25%$25 a year
Yield2.8%$280 a year
5 yr return5.3% pablended, past
Companies…different ones
Doubled up…one ETF

Goes well with EX20

VGSAdds overseas companies

About 1,200 large companies in 22 developed countries. The usual partner for Australian shares.

0.18% fee
VASAdds Australian companies

The 300 largest Australian companies, with franking credits on the dividends.

0.07% fee
VGEAdds emerging markets

Thousands of companies in emerging markets such as Taiwan, China and India.

0.48% fee
VAFAdds bonds

Australian government and company bonds, to steady the ride as you get closer to FIRE.

0.10% fee

Suggested shares are common starting points, not a recommendation for you. Adding one shrinks the others in proportion.

About your ETFs

EX20
Betashares Australian Ex-20 Portfolio Diversifier ETF
Australian small companies · Betashares
100%
Yearly fee0.25%
Yield2.8%
5 yr return5.3% pa
Companies–
Fund size$675m
Biggest holdings

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What it leaves out

No overseas companies, no Australian companies, no emerging markets and no bonds.

Fees, yields and returns are from the ASX Investment Products report as at 30 September 2026. The 5 year return is a yearly average, after fees and before tax, blended by your shares. Holdings come from each fund manager’s published holdings. “Already own” means the share of the new ETF’s money in companies at least one of your ETFs holds. Suggested ETFs and shares are common starting points, not a recommendation for you. Your mix is kept in the page address only. Past performance is not a reliable indicator of future performance.

General information only, not financial advice. These figures are estimates from the numbers you enter and the data shown. They don’t consider your personal circumstances. Check with the ATO, the fund’s own documents or a licensed adviser before acting on them.